Never Forget Who Owes What
Track borrowed and lent money with friends and family. Simple, transparent, and proof-based accountability.
In Nepali culture, lending and borrowing money between friends and family is common. But keeping track of who owes what can be awkward and confusing.
Sapati solves this problem by providing a simple, transparent way to record, track, and manage borrowed money with accountability and proof.
"How much do I still owe you?" — With Sapati, both parties can see the exact balance, payment history, and proof at any time.
Everything you need to track borrowed money with complete transparency
Connect with friends and family to start tracking sapati together
Record money given or taken with amount, description, and dates
Support multiple repayments with individual proof for each
Set custom due date reminders that work even when phone is off
Attach receipts, screenshots, or photos as payment proof
Sign sapati agreements digitally for added accountability
Four simple steps to start tracking sapati
Send friend requests or accept invitations from your contacts
Record borrowed or lent money with amount, date, and description
View balances, add partial payments, and upload proof anytime
When balance reaches zero, sapati is automatically cleared and locked
Clean interface designed for simplicity and clarity
Your financial relationships deserve clarity and proof
Every transaction can be backed by images and digital signatures
You stay in full control — Sapati never initiates payments
Complete transparency — friends see their balances and history